Credit
https://www.annualcreditreport.com/cra/index.jsp
Payment history=35%
Amount owned=30%
Length of credit history=15%
Recently opened credit accounts=10%
Types if credit in use (credit cards, loans, etc.)=10%
Expense:Income
Debt:Income (credit cards, loans, child support, alimony, etc.)
Loan Types
Conventional
Government
Fixed-rate mortgage
Adjustable-rate mortgage (ARM)
Purchase and renovate loan (money for repairs, based on future value of property after repairs)
Miscellaneous
Apply for Priority Buyer Pre-Approval (only good for 90days)
Seller pays realtor commission
https://www.annualcreditreport.com/cra/index.jsp
Payment history=35%
Amount owned=30%
Length of credit history=15%
Recently opened credit accounts=10%
Types if credit in use (credit cards, loans, etc.)=10%
Expense:Income
Debt:Income (credit cards, loans, child support, alimony, etc.)
Loan Types
Conventional
Government
Fixed-rate mortgage
Adjustable-rate mortgage (ARM)
Purchase and renovate loan (money for repairs, based on future value of property after repairs)
Miscellaneous
Apply for Priority Buyer Pre-Approval (only good for 90days)
Seller pays realtor commission
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